Provincial Disaster Assistance Program

• Residents (homeowners and renters)
• Small businesses
• Agricultural operations
• First Nations
• Non-profits
• Communities (local authorities)

• Essential, uninsurable losses
• Cleanup and debris removal
• Repairs to restore basic, pre disaster function
• Temporary relocation

PDAP is not insurance and doesn’t cover everything. See Program Limitations below for more information.

• Declaring a local emergency does not guarantee PDAP support for your community.
• Your local authority must apply for official designation before help is available.

You can request designation:

• For both municipal and private property damages
• For municipal damages only
• For private property damages only (no municipal deductible required)

Contact PDAP as soon as a disaster occurs or is expected. A PDAP representative will explain next steps and required documents.

Important: Original documentation must be sent to PDAP within 30 days of the event. Early contact helps you meet this deadline.

Municipal Damage: PDAP assigns a qualified professional to assess damages and provide Project Site Cost Details forms.

Private Damage: PDAP provides application forms for residents; local authorities notify residents.

PDAP may set up a community recovery centre on request so residents can get help with the forms.

• Make sure the building is safe to enter (watch for wet electrical, structural issues).
• Start basic remediation to prevent mould and pests.
• Delay non urgent repairs until a qualified professional assesses the damage.
• Move damaged items to a dry, secure area.

• Contact your insurance provider to confirm what’s covered.
• Contact your local authority (town, village, rural municipality or First Nation) to request a PDAP application.

Keep detailed written and photographic records to support your claim.

Describe the situation: when and where the damage happened, how extensive it is, and what you did immediately after.

Take detailed photos: all damage, dated and labelled; include emergency repairs and materials.

Log the work: hours, who did it, what was done, equipment used and hours worked (pumps, fans, chainsaws, wet/dry vacs), and any temporary steps you took to prevent further loss.

If you do the work yourself:

• Cleanup: PDAP reimburses 100% of the federal or Saskatchewan minimum wage, whichever is higher, as determined on April 1 in the year of the disaster.
• Repairs: PDAP pays 140% of the federal or Saskatchewan minimum wage, whichever is higher, as determined on April 1 in the year of the disaster.

If you hire a contractor:

• Get estimates in advance. PDAP pays based on Saskatchewan rate standards.
• Payment is based on the qualified professional’s report (see After you apply).

Tip: Check the PDAP General Claim Guidelines for more details on what is eligible.

• Your local authority must be approved for private property assistance first.
• Once approved, submit your claim to PDAP.  Application forms are available through your local authority.
• Applications must be submitted within six months of the disaster’s end date.
• You can apply while working with your insurance company. Include all required documents with your application.
• Submit separate applications if you fall under more than one category: Residents, Agricultural Operations, Small Businesses, Non-profits. 

If you require assistance with your application, please contact PDAP.

• Once your application has been received, a PDAP advisor or officer will contact you if more information is needed.
• If your claim is eligible, PDAP will assign a qualified professional to assess the damage.
• After the assessment you’ll receive a Payment Worksheet letter with approved costs. A Fast Track Payment often follows shortly after.

Note: Structural repair reimbursements follow a different process. See Section 2.4.3 of the PDAP General Claim Guidelines for details.

• Replace private insurance
• Cover all losses
• Cover insurable items (even if you didn’t purchase insurance)
• Improve property beyond its pre disaster condition

• Loss of income or production (including unseeded acres)
• Drought damage
• Fire related losses (except limited wildfire response or extended displacement)
• Pre-emptive protective measures (e.g., firebreaks, sprinklers, etc.)